$420M+
Funded to date
Business & Real Estate Capital
Capital when you
need it. Funded fast.
From merchant cash advances and SBA loans to DSCR mortgages, property loans, and lines of credit — Flash Capital Partners connects you to the right funding, structured around your goals.
24 hrs
Average MCA approval
7,200+
Clients funded
50
States served
Why Flash
One team.
Every funding option.
Most lenders only sell what they have. We're different — we shop our network of 75+ direct funders and banks to match you with the product, rate, and terms that actually fit your situation.
Whether you need $25K tomorrow to make payroll or $2M to close on an investment property, you'll work with one advisor from application through funding.
Funding Solutions
Six products. Endless possibilities.
01
SBA Loans
SBA 7(a) and 504 financing up to $5M for expansion, equipment, real estate, and acquisitions — guided start to close.
02
DSCR Loans
No-tax-return investor mortgages qualified on rental income, not personal DTI. Built for buy-and-hold and BRRRR investors.
03
Property Loans
Cash-out refis, second mortgages, and investment property financing — pull capital from real estate you already own to fund what's next.
04
Merchant Cash Advance
Fast working capital based on your daily revenue. Funding in as little as 24 hours, with flexible remittance.
05
Refinance
Lower your rate, restructure debt, or consolidate multiple loans into one cleaner facility — across SBA, conventional, DSCR, and private capital.
06
Business Lines of Credit
Revolving credit facilities up to $500K. Draw what you need, when you need it — only pay for what you use.
Get started
Ready to get funded?
Free consultation. Soft credit pull. No obligation. Pre-qualification in minutes.
Start your applicationThe Firm
Built around the borrower.
Flash Capital Partners is a nationwide funding advisory connecting small business owners, real estate investors, and homeowners to the right capital — at the right cost.
How we work
Transparency
No surprise fees, no junk add-ons. We disclose factor rates, APRs, and costs upfront — every time.
Speed
Most MCA and line-of-credit decisions in 24 hours. SBA pre-qual in 48. We respect your time.
Choice
75+ funding partners means we shop your file — not push the one product we happen to sell.
Long-term fit
Wrong funding kills businesses. We'll tell you when to wait, repair credit first, or pick a smaller program.
History
A track record of getting deals done.
- 2018Founded to help Main Street businesses cut through predatory MCA brokers.
- 2020Pivoted to emergency funding during COVID — funded over $40M to small businesses.
- 2022Launched DSCR & property loan desk for real estate investors.
- 2025Crossed $420M total funded across 7,200+ clients in all 50 states.
Funding Programs
Seven programs. One advisor.
Whatever stage your business or investment portfolio is in, we have a funding solution — and one dedicated advisor who walks you through every step.
Not sure which program fits?
Talk to an advisor — we'll match you to the right product.
Get pre-qualified1Identity
2Business
3Funding
Step 1 of 3
Tell us about you.
Personal information for identity verification and a soft credit pull.
✓Identity
2Business
3Funding
Step 2 of 3
Tell us about your business.
Legal entity details and the last four months of bank statements so we can pre-qualify you accurately.
✓Identity
✓Business
3Funding
Step 3 of 3
Funding details & submit.
Tell us how much you need, when you need it, and disclose any open MCA balances so we can structure a clean offer.
Application received
Thank you, friend.
An advisor will reach out within one business day at the email and phone you provided. In the meantime, you can browse our other funding programs or read about how we work.
Apply
Get pre-qualified.
Tell us a little about what you're working on. We'll match you with the right program and an advisor will reach out the same business day. Soft credit pull only.